One area we do a lot of work in has to do with small business group health insurance. Most businesses want to offer coverage to take care of their employees and their families. It's also one of the most requested employee benefits. These plans cover a wide range of medical services, and can include riders focusing on specific types of care such as dental or vision needs.

Life insurance provides financial support for beneficiaries in the event of the policyholder's death. Policies come in many forms. Examples include term insurance, which offers coverage for a set period, or whole life, providing lifelong protection with a cash value component that grows over time. 

A third type of plan we recommend is often overlooked, long-term care insurance. According to the Department of Health and Human Services, the oddes of an individual needing care is greater than 60% and for couples, it's 90%. This is generally not covered by health insurance or Medicare. The cost of care can be thousands of dollars per month, even if care is received at home. The stress created for families cannot be overstated. Nobody want to impose on family members and have them put their lives on hold, possibly for months or even years.

People choose to work with Newhouse Financial, because we're local independent insurance agents, with over four decades experience. We value long-term trusting relationships with our clients.

Whether you're getting buying a home, starting or expanding a family, or running a business, we treat each client with compassion and respect. We'll also keep you informed about changing laws and products that can create opportunities to further your successes.

Let's connect and experience the Newhouse difference, as together, we put your financial house in order!