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Pet and Equine Insurance

Pet owners have unique needs — and unique exposures
You need specialized insurance coverage

Long Term Care Insurance Westchester NY

Horse owners understand all too well that horses are people too and because they are often valued members of the family, you'd do anything for them. As such, it makes good financial sense to have equine medical and mortality coverage.

Additionally, riders place themselves and their horse at risk every time they ride, and also whenever their horse comes in contact with people or property.

Equine-related lawsuits occur, possibly more often than you might think. Does your homeowners' policy limit your equine liability coverage or exclude it altogether?

Newhouse financial can help you get properly covered, or audit your policy (if you have one) to make sure that both you and your horse are adequately protected.

Horse Owner Liability Insurance

At any time, your personal horse could kick someone or cause property damage in other ways. If you own horses but do not operate a commercial horse business, our Private Horse Owner Liability policy can protect you against legal claims concerning bodily injury or property damage to someone on or off your premises. For example, if your horse got loose in the road and caused an accident or injured someone at a show, you could be held liable.

Equine Mortality and Surgical Insurance

Your financial and emotional investment in your horse(s) is too important to not be protected.  Our All Risk Mortality and Theft coverage reimburses in the event of the death, theft or humane destruction of a covered horse. Our plans can also cover medical/surgical needs. Not all policies are the same. For example, medical/surgical coverage varies significantly between insurers.

Ask yourself: Does your insurer pay a percentage or all of your horse's diagnostic or aftercare surgical or medical treatment?  For how long will your policy pay for aftercare treatment?  Does your policy pay up to the benefit limit, all or a percentage of surgical treatments?  Does your policy pay for treatments such as chiropractic, corrective shoeing, magnetic, laser, non-elective dental and non-surgical lameness?

Insurance for dogs, cats, birds, rabbits, exotic pets — even Geckos

Like people, with advances in medical technologies and treatments available, the cost to care for our family pets can be substantial. Ongoing and unexpected veterinary treatments for your dog or other cherished pet can quickly become a financial burden. MRI's, radiation therapy, even transplants are now common in veterinary medicine.

If your the type of person that would want to do everything possible to help your pet, Newhouse can arrange coverage for accidents, illnesses, prescriptions, surgeries, hospitalization and much more.













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