Personal Property Casualty Insurance
My house is my refuge, an emotional piece of architecture, not a cold piece of convenience.
- Luis Barragan
There may be no place like home, but the cost of homeowners insurance it is going through the roof. This is the result of weather related events, inflation and cost of construction, all of which have caused a perfect storm and wreaked havoc on the market.
Regardless of what's going on with the weather, it's important to make sure you're properly covered, especially if you’re planning a home addition, have a teenage child getting a driver’s license, or you are buying a new piece of jewelry or painting to mark a milestone.
Reach out to review your plan and make sure you have the right coverage for your personal needs.
Check out other types of personal property-casualty coverage we offer below.
Does your homeowners policy cover the entire cost to rebuild, cost of living elsewhere and your mortgage while you home is being rebuilt?
Protecting your home is really about protecting your most valuable asset and your lifestyle against a windstorm that can cause a tree to fall on the roof, a guest who falls on your steps or a burglar might steal your fine art or collectable.
Not all policies are the same and getting the cheapest policy may not be the best move. Your driving record, the insurance company’s overall quality, service and satisfaction record, policy provisions and coverage limits are all important considerations. Call us and we'll help you sort out your best options.
Protect Your Most Cherished Possessions
Most people have more jewelry and other valuables than they realize. Homeowner’s policies may not cover their full value. If you have treasured belongings, you may want to insure them with separate coverage.
Insurance For Dogs, Cats, Birds, Rabbits, Exotic Pets — Even Geckos
The cost to care for our family pets can be substantial. If you're the type of person who would do just able anything for them, you'll want pet insurance to cover medical costs associated accidents, illnesses, prescriptions, surgeries, and hospitalization.
Contact us to learn more about pet insurance for your furry friend!
Coverage That Goes Above And Beyond For The Ultimate Piece Of Mind
Personal excess liability policies, sometimes called umbrella insurance provides protection beyond the coverage in your basic insurance plan, so you're not left exposed if someone files a substantial liability claim against you.
Contact us to make sure you're covered for unexpected claims.
Equestrians Have Unique Exposures
Horses are a big investment that should be protected with mortality, medical and loss of use (disability) inurance. Owners put themselves and their assets at risk every time their horse comes in contact with people or property. Lawsuits occur more often than you might think and many homeowners’ policies limit equine liability coverage or exclude it altogether.
Contact us for a commercial and personal equine policy Quote.