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Group Health Insurance
Employee Benefit Plans

Feel Good About Your Group Health Insurance and Employee Benefit Plans

For many people, navigating the world of small business group health insurance and PEO's is intimidating and confusing. As a local independent insurance agent specializing in employee benefits for four decades, Newhouse Financial is regarded as a foremost industry expert, earning the trust of hundreds of local businesses throughout Westchester County, NY. 

As small business owners ourselves, we understand providing group health insurance and ancillary benefit plans is crucial to attracting and retaining top talent. Plan offerings must be flexible and align with today's diverse employee demographics. As your trusted benefits partner, we'll ensure you and your workforce understand and appreciate the value you place on their health and well-being. 

Successful local business owners trust Newhouse Financial for their group health insurance and PEO needs. As an independent insurance agent, our experience, knowledge and insight make us the obvious choice for businesses located in Rye Brook, NY and the surrounding area.

Unlike other brokers who may be tempted to sell out to large, impersonal organizations, we are dedicated to staying local and focused on your individual needs.

If your ever wondered how insurance agents are compensated, a commission is paid by insurance companies, which are strictly regulated. Importantly, there are no additional fees for you.

With hundreds of plan options available, it makes sense to enlist the help of an experienced independent agent who advocates for you and your employees. Successful business owners, CFOs, HR professionals, and office managers rely on Newhouse Financial Group as a trusted extension of their team. 

Whether you’re looking for help shopping for a plan, or you're interested in reviewing your present plans and services, we welcome the opportunity to visit and support your needs.

Let's talk, and discover how much better your benefits can be!

Let's Talk!

Health Insurance

Imagine Fewer Group Health Insurance Headaches

At Newhouse Financial, we understand health insurance is rapidly changing. Working with experienced independent group health insurance experts can make a huge difference. With over 40 years of experience as a premier insurance broker in Westchester County, NY, we'll advocate for your health, wellness, and bottom line. It’s not enough to search for low cost options, you need a long term strategy communicated in easy to understand terminology. We’ll keep you abreast of changes that could impact you and provide unparalleled service on a timely basis.

Employee Benefit Plans That Are Beneficial For Everyon

Did you know that despite 80% of consumers generally Like their health insurance coverage, yet nearly 60% still find dealing with health insurance confusing, expensive, and unpleasant? It's no wonder, especially when you consider that the Affordable Care Act, also known as Obamacare, spans a staggering 40,000 pages! These sentiments underscore the need for a knowledgeable and reliable broker who can engage employees in appreciating the value of their benefits. That's where we come in. With a proven track record of:

  • Delivering the best mix of plans
  • Negotiating renewals aggressively
  • Providing top-notch service to you and your employees

We ensure that you get the most out of your employee benefit programs because we know that healthy and happy employees are the backbone of a successful business.

Tailored Solutions for Every Client

When you work with Newhouse Financial, everyone benefits. We collaborate seamlessly with your HR department and other decision-makers to find tactical solutions that improve your employee benefit programs and your bottom line. Our clients range from small businesses to mid-sized companies across Westchester County, NY, Fairfield County, CT, and the NY City metro area. 

As an independent broker, we work with all major health insurance companies, including:

  • Oxford
  • United Healthcare
  • Blue Cross
  • Aetna
  • Cigna
  • Emblem Health
  • MVP
  • AFLAC, and more. 

PEO's

Preferred Employer Organizations offer full-service human resource outsourcing solutions for benefits, payroll, workers' comp, and HR compliance functions. Basically, they bundle many of the products and services you want, all in a convenient, manageable cost-effective package. This can give your HR and employee benefits department the boost it needs!

 

Ancillary Benefits

Whether you contribute to the cost of ancillary benefits or you make them available on a purely voluntary basis, employees appreciate and use these types of programs. We offer a full complement of plans, many of which are on guaranteed issue basis including:

  • Dental insurance
  • Short and long term Disability plans
  • Group life insurance
  • Commuter Transit plans
  • Employee assistance plans
  • Health Savings Accounts
  • And more…

The Process of Getting Small Group Health Insurance with Newhouse Financial Group 

1. Initial Consultation:

  • Contact Us: Reach out to us to schedule an initial consultation and get to know each other.
  • Discuss Needs: We’ll discuss your business’s specific needs, goals, and any current challenges related to health insurance.

2. Plan Comparison:

  • Analyze Options: We’ll gather and analyze various health insurance plans and options available to you.
  • Custom Recommendations: Based on your needs, we’ll provide tailored recommendations and explain the benefits of each plan.

3. Plan Selection:

  • Review Plans: You’ll review the recommended plans with our guidance in addressing any questions and concerns.
  • Choose Plan: Choose the plan that best fits your business’s needs and budget.

4. Enrollment:

  • Submit Application: We’ll handle the paperwork and submit your application and enrollment forms.
  • Confirm Coverage: Ensure that all details are accurate and coverage is confirmed.

5. Ongoing Service:

  • Manage Changes: We’ll assist with changes or updates to your plan as needed.
  • Support: Provide ongoing support and answer any questions that arise.

6. Annual Renewal:

  • Review Options: Prior to renewal, we’ll review your current plan and discuss any changes or opportunities.
  • Renew Coverage: Ensure that your plan renewal aligns with any required audits, updates, and market changes.

7. Employee Communication:

  • Explain Benefits: We’ll help communicate the details of the insurance benefits to your employees so they fully understand and appreciate their coverage and your concern for the health and wellbeing.

If you’re looking for a knowledgeable independent group health insurance agent that works as hard as you do, let’s talk. Discover the Newhouse difference!

Addressing Your Group Health Insurance Concerns

Newhouse Financial effectively addresses your biggest group health insurance concerns:

  • Access to Providers: Employees appreciate our tailored benefit programs that address their needs.
  • Staying Informed: We communicate changes that impact your group health insurance plan benefits and rates.
  • Dependable Service: Our dedicated service allows you to focus on running your business.
  • Affordability and Quality: Save money while maintaining the benefits you want and need.


For more than 40 years, Newhouse Financial has delivered creative plan designs, aggressive renewal negotiations, and exceptional day-to-day plan administration. Discover the Newhouse difference and let us make your healthcare headaches go away.

Let's Talk!

FAQs

What are ancillary benefits? 

Ancillary benefits are additional health benefits provided alongside primary health insurance, such as dental, vision, and life insurance.

What is group health insurance?

Group health insurance is a single policy issued to a group, typically employees of a company, providing health coverage at a reduced cost.

How do group insurance plans save money?

Group insurance plans leverage the collective buying power of a group to negotiate lower premiums and better coverage options.

What is a PEO (Co-employment)?

Co-employment is a contractual relationship, where a business and a professional employer organization (PEO) share employment responsibilities. This arrangement is advantageous to organizations that want to lower some of the costs and share liabilities associated with being an employer.



Ready To Bid Farewell To Your Healthcare Headaches?

Ready To Bid Farewell To Your Healthcare Headaches?

Ready to optimize your group health insurance plans and ancillary benefits? Contact us today to discuss your needs and explore how Newhouse Financial can help you achieve your goals. Healthy and happy employees lead to productive and engaged workers, benefiting both your business and your bottom line.

I'd Like To Discuss Our Group Health Insurance and Employee Benefit Plans

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