Will your homeowners policy cover the entire cost to rebuild?
Would you be able to pay for both the cost of living elsewhere and your mortgage while you home is being rebuilt?
For most people, your home is your most valuable asset, and protecting your home is really about protecting your lifestyle. A windstorm can cause a tree to fall on the roof, a guest could fall on your steps or a burglar might steal your jewelry, art or electronics. To provide protection from the financial damage associated with these and other risks, people purchase a homeowner’s multi-peril policy. A homeowner’s policy wraps different types of coverage, including fire, windstorm, theft and liability—into one convenient package.
At Newhouse Financial and Insurance Brokers, we can help you find competitive, low-cost homeowner insurance quotes in New York, Connecticut and New Jersey. We provide low rate quotes on comprehensive New York home insurance coverage, home insurance, condo insurance and vacation homes. Whatever the need, we can provide competitive coverage from the nation’s top-rated companies.
There are many different types of coverage and we can help you easily sort through the options to find the policy best suited to meet your needs and budget. Let us help you determine the value of your home, belongings and whether to insure your home for its full replacement value or a stated cash value.
We will also review your policy annually to make sure your coverage is in line with changes in values that can occur due to inflation and other factors. In fact, some of our carriers allow you to automatically increase the amount of insurance periodically.
And, we offer guidance on ways to get discounts by taking simple steps like installing smoke detectors and electronic security systems. We also offer helpful information on simple ways to deter theft by engraving computers and electronic equipment.